Joseph Lai was born and raised in Del Mar, California. He is a graduate of Torrey Pines High School and the University of California at Santa Barbara. During his time at UCSB, Joseph graduated with a Bachelor of Arts in Business Economics with an emphasis in Accounting. Joseph has spent over 19 years in the mortgage industry as an Originator, Branch Manager, Area Manager, and Program Manager. During his career he has managed in 3 major markets (San Diego, Portland, and Las Vegas) while managing spans of control of over 100 team members and working with executive management. Joseph attributes the many accolades (President's Club) he has earned in his career to his team members efforts and contributions. The skills Joseph has developed during his career will translate well to a role working with the SMUSD community. Joseph has always embraced collaboration, communication, and inclusiveness in the areas he has managed. 
Personally, Joseph is married to Candice Lai, and his two sons Austin and Cole will be attending San Elijo Middle School and Carrillo Elementary in the fall of 2020-2021. Joseph has been a resident/homeowner in Carlsbad for 4 years.
During his personal time Joseph enjoys to golf (member at The Club at La Costa), cook, ride his electric bike, and spend time with his family.

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